For black students, a college degree means long-term debt

D eirdre Fernandes:

Jasmine Reyes’s college degree landed her a stable post-graduation job and opened up a wealth of learning opportunities, from an internship in Los Angeles to study abroad in the Netherlands.

But for Reyes, 23, that Emerson College degree came at a sapping financial and emotional cost: a near-constant worry each semester about being able to afford the tuition, guilt over her grandmother’s decision to apply early for Social Security to help pay for her education, and ultimately, the burden of $40,000 in student loans.

“There are a lot of people who think that because I’m African-American I got to go to college for free,” said Reyes, who graduated in 2016. “But I am in so much debt. I would still do it again. But it was extremely stressful.”