You have graduated from college and landed a job. Planning for retirement may seem like a distant concern, and paying off your debts may feel like a monumental task. But now is the time to make some crucial financial moves that could pay off handsomely in years to come.
“You need to have time work in your favor,” says Annamaria Lusardi, a professor at George Washington University who specializes in personal finance. “The trick is really to start early.”