Where Kids Learn All About The Bulls and the Bears

Candice Lee Jones:

Long division or long stock position? Both are part of the curriculum at Chicago’s Ariel Community Academy, a public school sponsored by Ariel Investments, where the kids are managing real-life portfolios.
Each first-grade class is given $20,000 to seed a portfolio. At first, the money is invested on their behalf as they study the savings-and-investment curriculum, a joint project of Ariel Investments and Nuveen Investments.
Finance classes start with counting coins. By sixth grade, students take more control of their portfolio.
Teacher Connie Moran says students usually choose to invest in names they recognize — Nike, Target, McDonald’s. And yes, their investments are down just like yours. Between March 31, 2008, and March 31, 2009, class portfolios fell an average of about 40 percent.